Costs

Publicly insured patients

The treatment is taken over by the legal health insurance companies when a certain degree of difficulty is present. The organization of the degrees of difficulty is clearly given by the legislator (KIG, orthodontical indication catalogue) and decides on a subsidy of medical costs. The determination of the degree of difficulty takes place at the first appointment.

When do I have to pay?

The parts of treatment concluded during a given quarter are usually billed at the end of that accounting period. There is also the possibility of financing. Our invoicing is performed by the personal loan company, MEFA. Thanks to this cooperation it is possible for us to offer you payment by installments for quarterly invoices as well as professional financing for orthodontic treatment. If you have further questions, we and the MEFA are both at your service at any time.

Privately insured patients

If you are privately insured, it depends on your insurance policy whether and to what extent the medical costs are covered by your private insurance company.

Financial Aid

Aid-entitled patients get the majority of the costs refunded, however, it can be that individual sections of a treatment plan are not covered. Therefore, privately insured patients receive the treatment plan in duplicate, in order to be able to submit one copy for all the costs to be evaluated and repaid.

Taxes

Please remember that an orthodontic treatment can be deducted as an extraordinary expense on the income tax return. An orthodontic treatment will quickly exceed the so-called free allowance so that the costs can be reduce your tax bill.

Payment by installments

Through our invoicing service provider PVS-MEFA we are able to offer our patients attractive models payment plans. An entire treatment can be paid for by installments, and for individual invoices we charge no interest for up to six months. For longer plans the period of financing determines the interest level.

Already have our cost estimate? Then compute your installment rate using our installments calculator (available only in German):
www.pvs-mefa.de/teilzahlungsrechner.html

Longer terms can be requested by contacting PVS-MEFA directly, by telephone 07731 - 9901-0 or at the e-mail address This email address is being protected from spambots. You need JavaScript enabled to view it.