Publicly insured patients
The treatment of adults is not usually covered by public health insurance companies, unless it is a serious jaw malposition that must be corrected by jaw surgery, or there is clearly a correctible temporomandibular joint problem causing malpositioned teeth.
Even if the health insurance company takes over the medical costs, the patient must pay the first 20 % of the bill, which is then refunded after successful conclusion of treatment. Specific treatments, like almost invisible brackets, detailed functional analysis of the temporomandibular joint, wires made out of special materials, or surface seals with fluoride, are not covered by public health insurance. These supplementary treatments must be paid for by the patient.
Please remember that an orthodontic treatment can be deducted as an extraordinary expense on the income tax return. An orthodontic treatment will quickly exceed the so-called free allowance so that the costs can be reduce your tax bill.
Privately insured patients
If you are privately insured, it depends on your insurance policy whether and to what extent the medical costs are covered by your private insurance company.
When do I have to pay?
The parts of treatment concluded during a given quarter are usually billed at the end of that accounting period. There is also the possibility of financing. Our invoicing is performed by the personal loan company, MEFA. Thanks to this cooperation it is possible for us to offer you payment by installments for quarterly invoices as well as professional financing for orthodontic treatment. If you have further questions, we and the MEFA are both at your service at any time. www.medical-factoring.de
Payment by installments
Through our invoicing service provider PVS-MEFA we are able to offer our patients attractive models payment plans. An entire treatment can be paid for by installments, and for individual invoices we charge no interest for up to six months. For longer plans the period of financing determines the interest level.
Already have our cost estimate? Then compute your installment rate using our installments calculator (available only in German):
Longer terms can be requested by contacting PVS-MEFA directly, by telephone 07731 - 9901-0 or at the e-mail address
Any other questions?
If you have any other questions for our staff or physicians, please e-mail us and we will answer your questions immediately. You can also contact us by telephone +49 30 – 76 76 60 30 on workdays between 9 am and 7 pm.